09ltrain, welcome to the forum! I don't know the answer to your urea question. I use Multicote 18-6-12, which is a slow-release pelleted type with micronutrients that I get at my local hardware store.
Iron chelate is an iron supplement that is water soluble. The "chelate" part is an organic compound that binds to the iron and makes it soluble. Chelates are also used to treat heavy-metal poisoning because of this property.
Citrus need a lot of iron, so in many soils you have to supply more than is naturally available. Using iron chelate, you can just mix it into water and irrigate with it or spray it on the foliage.